PRIVACY POLICY

MTW Companies LLC
dba Common Wealth Guardians & The Federal Retirement Institute

Effective Date: January 1, 2026

MTW Companies LLC (“Company,” “we,” “us,” or “our”), doing business as Common Wealth Guardians and The Federal Retirement Institute, respects your privacy and is committed to protecting the personal information you provide to us.

This Privacy Policy explains how we collect, use, store, and protect information obtained through our websites, forms, registrations, and communications, including SMS text messaging.

1. Information We Collect

We may collect personal information including, but not limited to:

Full name

Email address

Phone number

Information submitted through forms, registrations, or event sign-ups

Scheduling and appointment-related information

Technical data such as IP address, browser type, and device information

2. How We Use Your Information

We use the information collected to:

Schedule and manage appointments, consultations, and educational events

Send confirmations, reminders, and informational updates

Provide retirement education and related resources

Respond to inquiries and provide customer support

Improve our websites, services, and communications

3. SMS Opt-In & Consent

By providing your mobile phone number and opting in through our forms, you consent to receive SMS text messages from MTW Companies LLC, including messages sent under the brands Common Wealth Guardians and The Federal Retirement Institute.

SMS messages may include:

Appointment confirmations and reminders

Webinar or event notifications

Scheduling updates and informational communications

Message frequency varies

Message and data rates may apply

Reply STOP to unsubscribe

Reply HELP for assistance

Consent to receive SMS messages is not a condition of purchase.

4. Mobile Information Sharing

Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes.
All SMS communications are sent directly by MTW Companies LLC and its associated brands.

5. Cookies & Tracking Technologies

We may use cookies and similar technologies to enhance website functionality, analyze traffic, and improve user experience. You may disable cookies through your browser settings.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect personal information from unauthorized access, use, or disclosure.

7. User Rights

You may request to:

Access personal information we hold about you

Correct inaccurate or incomplete information

Request deletion of your personal data

Requests may be submitted by contacting us at [email protected].

8. Changes to This Policy

We may update this Privacy Policy periodically. Updates will be posted on this page with a revised effective date.

9. Contact Information

For questions regarding this Privacy Policy, contact:

MTW Companies LLC
Email: [email protected]